TCS Digital salary breakdown
| Item | Per year | Per month |
|---|---|---|
| CTC | ₹7,00,000 | ₹58,333 |
| Employer PF (inside CTC, not paid to you) | − ₹42,000 | − ₹3,500 |
| Gratuity (inside CTC, paid later when you leave) | − ₹16,835 | − ₹1,403 |
| Gross salary | ₹6,41,165 | ₹53,430 |
| Your PF | − ₹42,000 | − ₹3,500 |
| Professional tax | − ₹2,400 | − ₹200 |
| Income tax and cess (FY 2026-27) | − ₹0 | − ₹0 |
| In-hand salary | ₹5,96,765 | ₹49,730 |
How your offer letter changes it
Companies split the same CTC differently. Monthly in-hand pay for TCS Digital under each change, with everything else at the defaults:
| Common defaults (above) | ₹49,730 |
| PF capped at ₹1,800 a month | ₹53,130 |
| Gratuity not part of CTC | ₹51,133 |
| Basic pay 40% of CTC (structure used before the Labour Codes) | ₹51,411 |
| 10% of CTC is yearly variable pay (regular monthly credit) | ₹43,897 |
Where the package figure comes from
Questions
What is the TCS Digital in-hand salary per month?
About ₹49,730 a month in FY 2026-27 on a CTC of 7 LPA, with the common defaults on this page. Your actual credit depends on how TCS splits the CTC.
What is the TCS Digital salary package?
TCS Digital is reported at about ₹7 LPA for graduates and about ₹7.3 LPA for postgraduates. Packages change between drives and years, so check your offer letter.
How much PF is deducted from the TCS Digital salary?
With PF at 12% of a basic pay of 50% of CTC, your share is about ₹3,500 a month, and the employer adds the same amount inside your CTC. If PF is capped at the ₹15,000 wage ceiling, each share is ₹1,800 a month and in-hand pay is about ₹53,130.
Is there income tax on the TCS Digital salary?
None under the new regime: taxable income stays under ₹12 lakh after the ₹75,000 standard deduction.
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