TCS Ninja salary breakdown
| Item | Per year | Per month |
|---|---|---|
| CTC | ₹3,36,000 | ₹28,000 |
| Employer PF (inside CTC, not paid to you) | − ₹20,160 | − ₹1,680 |
| Gratuity (inside CTC, paid later when you leave) | − ₹8,081 | − ₹673 |
| Gross salary | ₹3,07,759 | ₹25,647 |
| Your PF | − ₹20,160 | − ₹1,680 |
| Professional tax | − ₹2,400 | − ₹200 |
| Income tax and cess (FY 2026-27) | − ₹0 | − ₹0 |
| In-hand salary | ₹2,85,199 | ₹23,767 |
How your offer letter changes it
Companies split the same CTC differently. Monthly in-hand pay for TCS Ninja under each change, with everything else at the defaults:
| Common defaults (above) | ₹23,767 |
| PF capped at ₹1,800 a month | ₹23,767 |
| Gratuity not part of CTC | ₹24,440 |
| Basic pay 40% of CTC (structure used before the Labour Codes) | ₹24,573 |
| 10% of CTC is yearly variable pay (regular monthly credit) | ₹20,967 |
Where the package figure comes from
Questions
What is the TCS Ninja in-hand salary per month?
About ₹23,767 a month in FY 2026-27 on a CTC of 3.36 LPA, with the common defaults on this page. Your actual credit depends on how TCS splits the CTC.
What is the TCS Ninja salary package?
Placement-prep sites put the TCS Ninja fresher package at ₹3.36 LPA; a few list up to ₹3.6 LPA. Packages change between drives and years, so check your offer letter.
How much PF is deducted from the TCS Ninja salary?
With PF at 12% of a basic pay of 50% of CTC, your share is about ₹1,680 a month, and the employer adds the same amount inside your CTC. If PF is capped at the ₹15,000 wage ceiling, each share is ₹1,800 a month and in-hand pay is about ₹23,767.
Is there income tax on the TCS Ninja salary?
None under the new regime: taxable income stays under ₹12 lakh after the ₹75,000 standard deduction.
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